We have an ARM Loan just for you.

You’ve worked hard to find a great home. We’ll make funding it easy for you.

All About ARM Loans

Most homeowners get into adjustable-rate mortgages (ARMs) for the lower initial payment, and then refinance the loan when the fixed period ends. At that time, the interest rate becomes variable, or adjustable, and the homeowner would refinance, something fixed, or sell the home outright.

Our ARM rates are low.

An ARM is an Adjustable Rate Mortgage. Unlike fixed rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on an ARM will change periodically after the fixed term. The initial interest rate of an ARM is lower then that of a fixed rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years as your primary residence, or if you are an investor and plan on selling the home in the near future.

We’re here to make it a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Adjustable Rate Mortgage Qualifier. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

What’s required for an ARM Loan?

From a creditworthiness standpoint, getting an adjustable-rate mortgage (ARM) isn’t more difficult than getting a fixed-rate loan. In some ways, in fact, you may qualify for the former and not the latter.

Because an ARM has a lower monthly payment, it can make it easier to qualify based on debt ratios mortgage lenders use. For example, it’s common for a lender to require that your monthly housing payment not exceed 28% of your gross income. If a fixed-rate mortgage with a higher interest rate and monthly payment exceeds that amount, you may be able to qualify by switching to a lower payment on an ARM.

Our ARM Loan Process

Here’s how our home loan process works:

  • Complete our simple ARM Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the mortgage loan offer that best fits your needs

If purchasing a home, you can now start shopping with confidence to find your perfect home.


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