Buying a home should be stress-free.

JS Residential is dedicated to our customers and their families. Learn more about how our hassle-free mortgage applications make it easy to see if you pre-qualify for a new home!

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Who We Are

JS Residential Mortgage Company is a completely fabricated organization that represents a website your company could have. This company supposedly would have the same motivations as yours to provide quality mortgage broker services to save your customers money when purchasing or refinancing.

What’s Important To Us

Exceeding Expectations

Customer satisfaction is of utmost importance to us. This is reflected in our client reviews.

Delivering Value

Our years of experience give us the ability to deliver the best loan options with the lowest rates and cost available.

Communication

Communication is key to a successful working relationship, we keep you informed every step of the way.

On-Time Closings

Our team works diligently to get your loan approved and funded as quickly as possible.

Our Loan Process

We’ve honed our process to be as efficient as possible so you can close on your mortgage or refinance quickly.

Pre-Approval

A loan pre-approval allows you to know your buying power and sets you up for a smooth home buying experience.

Shop

Start working with a REALTOR® to find your new dream home.

Purchase Contract

Make an offer on your dream home and receive a binding contract.

Loan Processing

Assemble all the necessary paperwork and details for the underwriter.

Underwriting

All documentation is closely evaluated in the loan package.

Closing

Documents are drawn and sent to the title company for closing.

Finding a great home loan involves careful consideration of your needs, finances and credit history. Our team of experienced mortgage officers are here to guide you.

Purchase Loan Options

Conventional

Conventional Loans offer down payment options as low as 3% with cheaper mortgage insurance.

Jumbo

Jumbo Loans offer maximum flexibility for home financing for larger loans.

First-Time Homebuyer

Popular loan programs for first time home buyers.

VA Loans

VA Loans offer 100% financing with no monthly mortgage insurance.

FHA

FHA Loans provide a government-insured loan with as low as 3.5% down.

USDA

USDA Loans allow you to purchase a home in a rural area with 100% financing.

Refinance Loan Options

Refinance

Mortgage refinancing may lower your monthly payments.

Cash Out Refinance

You could pay off those high-interest debts by refinancing to a lower rate.

Fixed Rate Mortgage

Interest Rate and payments remain the same for the entire term of the loan.

Get pre-qualified today!

Fill out our simple online mortgage quote form and you will receive a quote tailored specifically to your needs. There is no obligation. Our dedicated staff is here to answer any questions you have. Whether you are first time home buyer or an experienced buyer you are in good hands.
Purchase Loan Quote
Refinance Loan Quote